What Is A Lucky 31 Bet In Horse Racing?

In horse racing, bettors have access to a wide range of betting options, from simple singles to more complex multiples designed to boost potential returns. Among the most popular of these multiple bets is the Lucky 31, a popular option for bettors who watch horse racing and cover several selections, which provide numerous chances for a return.

A Lucky 31 bet involves five selections and combines singles, doubles, trebles, four-folds, and a five-fold accumulator into one wager. While it may require a larger stake than simpler bets, the built-in structure means this bet method can provide successful wagers even if not all selections win. In this guide, we’ll explain what a Lucky 31 bet is, how it works, its advantages and drawbacks, and when it might be the right betting option.

A Lucky 31 consists of 31 individual bets formed from five selections:

Because of this structure, the bet offers multiple ways to win, rather than relying on all selections being successful.

Example Stake

If you place a £1 Lucky 31, your total stake will be £31 (£1 per bet). You can also stake smaller amounts, such as £0.50 per line, making the total stake £15.50.

Let’s say you select the following five horses from horse racing tips:

Your Lucky 31 bet will cover every possible betting combination involving these five horses.

Possible Outcomes:

The more winners you have, the greater the return, with five winners delivering the biggest payout.

The name “Lucky 31” comes from the 31 separate bets included in the wager. It’s part of the “Lucky” family of bets, which also includes the Lucky 15 and Lucky 63.

Bookmakers often enhance Lucky bets with bonuses, such as:

These promotions can make Lucky 31 bets particularly appealing, especially when backing short-priced or well-fancied runners.

A Lucky 31 differs significantly from a straight accumulator.

If you want coverage and flexibility, a Lucky 31 bet may be the preferred option over a five-fold accumulator.

Before placing a Lucky 31 bet or using free bets, it’s worth considering both sides.

Pros –

✅ Multiple chances to win

✅ Returns possible with just one winner

✅ Ideal for confident selections across several races

✅ Often eligible for bookmaker bonuses

Cons –

❌ Higher total stake required

❌ Returns can be smaller with only one winner

❌ Complex compared to singles or doubles

A Lucky 31 bet works best when you have five strong selections, rather than speculative long shots.

Ideal situations include:

As always, research is essential. Assess form, race conditions, class levels, jockeys, and track suitability before committing to a Lucky 31. When used wisely, it can be a balanced and rewarding way to bet on horse racing.